Get approved for affordable leasing or financing at Pat Clemons Inc.
At Pat Clemons Inc., we make it easy to get into a quality new or used vehicle with flexible financing options for every budget and credit situation. Whether you’re buying your first car or trading in your current one, we're here to help you drive away with confidence. Our expert Finance Specialists will ensure you get the best terms and rates on your car loan, tailored to your unique needs. You deserve a reliable vehicle. Get started by applying securely online today!
From the right car for your needs to a monthly budget that won't break the bank, let's build the deal that works for you.
We explain your financing clearly—covering loan lengths, APR, down payments, and monthly payments—so you can make a smart, informed decision about your next car loan.
Fill out our online application to start the pre-approval process. We work quickly to match you with a financing solution and a vehicle that meets your needs, so you can drive today.
Our finance experts do the heavy lifting for you, connecting you with trusted lenders to get competitive rates and terms that are easy to understand and manage.
Choose from a wide selection of new and used vehicles, including top brands like Chevrolet, GMC, Jeep, RAM, and more. We’ll help you find a vehicle that fits your lifestyle.
Whether you have great credit, bad credit, or are just starting out, we’ve got you covered. Our goal is to get you approved with terms and rates that fit your budget and credit history.
We proudly serve drivers in Boone, Ames, Jefferson, Ogden, and surrounding Iowa communities. Apply online today and visit us for easy, fast auto financing you can trust.

Your current vehicle has real value! Whether you use it as a down payment on something new or take our cash offer, get your fair-market appraisal today.

Car financing doesn't have to be a guessing game. Enter a few simple figures into our payment calculator to create a plan that makes sense for you.
No matter where you are in your car-buying journey, we are here to help with trustworthy auto financing advice and support. Whether this is your very first vehicle or you're finally investing in that retirement dream car, we want to see you drive away happy. Let's work together!